PROSPER TERAS


PROSPER TERAS Programme is developed to grow and assist Bumiputera retail entrepreneurs to increase their participation in the nation's economy sector and contribute to the creation of a high income nation by 2020.
Objectives:
·         To improve the standards of Bumiputera retail entrepreneurs through effective product selections & layout and the application of an integrated system to operate their business.
·         To provide exposure to Bumiputera entrepreneurs on business strategies and the application of an organised & systematic operations and management methods.
PROSPER TERAS Programme includes:
1. Financing
The type of financing provided to assist business expansion are:
·         Shari’ah based financing in form of cash for premise renovations, working capital and any related business objectives.
·         Shari’ah based financing for purchasing fixed assets, stock goods and other necessary related assets.
·         Total financing from RM50,000 up to a maximum of RM500,000
·         Financing tenure from 2-7 years
·         Capital contribution at least 10% from total project cost
2. Business Services
PUNB also provides the following services:
·         Business Advisory & Monitoring
Provides business advisory & monitoring the company’s operation and administration to develop an excellent corporate governance organisation.
·         Entrepreneurial Development & Training
Provides courses and trainings which includes business and financial management, marketing, corporate governance and motivation
·         Business Networking
Assists in providing opportunities for entrepreneurs to widen their business networks through identified programmes and activities
Eligibility Criteria
1. Entrepreneur
·         Bumiputera
·         Age 18 and above
·         Have good entrepreneurial characteristics such as honest, confidence, resilient, optimistic, creative and self discipline
·         Willing to attend identified courses
·         Satisfactory financial record with financial institutions
·         Willing to work full time
2. Business
·         100% Bumiputera owned business
·         Business type: Private, Partnership or Private Limited (Sdn Bhd)
·         Existing business and has been operating for at least 1 year
·         A profitable business
Eligible Business Activities
·         Automotive
·         Hardware
·         Telecommunication
·         Professional
·         Mini market (High scale)
·         or any sub-sector retail industry that has high commercial value
Application Proccess
·         Step 1 - Registration & entrepreneur suitability assessment test
·         Step 2 - Business plan workshop (optional)
·         Step 3 - Business plan submission & initial evaluation
·         Step 4 - Business proposal presentation
·         Step 5 - Financing approval

Comments

Popular posts from this blog

BG/SBLC LEASE 12+3

KAMAGRA Gold 100mg

Dubai receiver MT103/202