Qualified Applicants
- Not a bankruptcyApproval for those individual name that have been sue as Brankruptcy will not granted.
- Not involved any litigation casesApplicant who have an legal action case on going or court case is not qualified.
- Meet Our Minimum RequirementApplicant must be able to accept our minimum requirement before loan approval.
Documents of Personal & Business Loan
- CCRIS ReportCCRIS report is an financial report for individual which can be print out in Bank Negara Malaysia
- 3 months pay slip for fixed income employeeLatest 3 months salary slip that provided by your employer .
- 6 months pay slip for commission base employeeLatest 6 months payslip which have stated commission inside .
- Latest EPF statementEPF statement is a statement that provide by KWSP which can be printed at KIOSK KWSP or Selected Bank Branches
- Salary bank statementLatest 3 months bank statement that can prove that salary bank-in.
- Utilities billAny bills, examples :TNB ,Water bill ,quit rent, etc
- Business Registration (For Business Loan Only )Self-Employed must prepare full set of SSM, Private Company must provide Form9 & Form 24 & 49
- Company 6 months Bank Statement (For Business Loan Only )Company latest 6 months current account must be provided for business loan.
- Latest Financial Report (For Business Loan Only )Applicant must provide company latest audited report during apply for business loan.
Documents for Restructuring Housing Loans
- Sales & Purchase AgreementPrevious or Current New Sales & Purchase Agreement that showing the property details.
- Housing loan Letter of OfferSigned Letter offer by your current bank that can show loan details.
- Housing loan Account of StatementLatest yearly or half-yearly housing loan statement provide by your bank.
- Title, Quit Rent, AssessmentPhotocopy of Title for current property or Latest quit rent receipt.
email : spz.resources@gmail.com
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