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PROSPER Teras

PROSPER Teras
Program PROSPER TERAS diwujudkan untuk membangun dan membantu usahawan peruncit Bumiputera meningkatkan penglibatan mereka dalam sektor ekonomi negara dan menjadi penyumbang kepada pembentukan sebuah masyarakat berpendapatan tinggi menjelang 2020.

Objektif
Menaiktaraf perniagaan runcit usahawan Bumiputera melalui keseragaman jenama, susun atur produk, pilihan produk dan sistem bersepadu.
Memberi pendedahan kepada usahawan Bumiputera tentang selok-belok perniagaan, aplikasi kaedah pengurusan dan operasi yang teratur lagi sistematik.


Program PROSPER TERAS merangkumi:

1. Pembiayaan
Ciri-ciri pembiayaan yang disediakan untuk membantu usahawan mengembangkan perniagaan ialah:
Pembiayaan berlandaskan Shari’ah berbentuk tunai untuk tujuan ubahsuai premis, modal kerja dan keperluan tunai yang berkaitan.
Pembiayaan berlandaskan Shari’ah untuk pembelian aset tetap, stok barangan dan keperluan aset yang berkaitan.
Jumlah pembiayaan dari RM50,000 sehingga maksimum RM500,000
Tempoh pembiayaan dari 2 - 7 tahun

Sumbangan modal sekurang-kurangnya 10% dari jumlah kos projek
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